Your Credit Score Is Your Financial Reputation — Don’t Let It Get Sloppy
When was the last time you checked your credit score? If you can’t remember, you’re not alone — but that’s a problem. Too many women are walking around with no idea what their credit looks like until they need it. And by then? It’s too late to fix it quickly. Your credit score isn’t just some random number lenders made up to stress you out. It’s your financial reputation. It determines whether you can rent that apartment in the neighborhood you want, finance a reliable car, q
9 min read
Friday Fundamentals: The Rule of 72
Want to know how many years it will take your money to double? Use the Rule of 72. ⸻ What It Is The Rule of 72 is a shortcut that estimates how long it takes your money to double at a given interest rate (assuming compound interest). Compound interest means your interest earns interest. All you need is the interest rate. Note: The Rule of 72 is most accurate for interest rates between about 4% and 10%. ⸻ Why It Matters For Saving/Investing Use it to compare investment vehicl
3 min read
Why Waiting for a Ring Is the Worst Financial Plan
You know that woman who “married well”? The one who ended up with a man who’s wealthy — the fairy-tale lifestyle, real assets, the whole package? The one who looks like she stumbled into a storybook? Here’s the quiet part: statistically, that scenario doesn’t happen very often. Let’s talk about the math. Around 1 in 5 U.S. men (about 20–23%) earn $100,000 or more. And if you’re looking specifically at Black men, the numbers shift. Black men earn a median income of about $41,0
9 min read
Walk Away Money: Why Every Woman Needs an Exit Strategy
What would you do if you could afford to walk away from anything that doesn’t serve you? The job where your boss disrespects you in meetings. The relationship that stopped feeling right months ago. The living situation that drains your peace. What would change if money wasn’t the reason you stayed? Walk away money changes all of that. Not because you’re planning to abandon everything. But because having options changes how you move through the world. It changes how you negoti
9 min read
