My Background

 

 

I spent over twenty-five years in federal service before taking early retirement and stepping into financial freedom on my own terms. While still working my leadership role in professional IT, I became a licensed insurance broker — and that’s when everything changed.

 

I was blown away by how many wealth-building strategies and products exist that are truly attainable, even for people who weren’t born into wealth. But I also noticed a major gap: so many people lack basic financial literacy and the confidence to make strategic financial decisions.

 

That’s what pushed me to go further. After retiring early, I earned my Series 65 qualification — a regulatory credential that allows financial professionals to provide investment advice and operate as a Registered Investment Adviser (RIA) once formally registered.

 

Now I’m using everything I’ve learned to help other women build wealth, make confident money decisions, and create the lives they deserve.

 

I’ve built the financial foundation that gives me freedom — and now I’m showing you how to do the same.

 

 

 

How I Help

 

 

Today, I help women understand their financial options and use money more effectively.

 

As a licensed insurance broker, I show people modern, strategic uses of life insurance — not just as protection for your family someday, but as a living financial tool that can support wealth-building now. I also work with clients who want to reduce personal debt more efficiently, including strategies to pay down mortgages and high-interest credit card balances faster while minimizing interest.

 

Through Money Dearest, I’m here to make financial concepts simple, practical, and relatable — especially for women of color who didn’t grow up with generational wealth or exposure to the strategies that build it.

 

I want to change that.

 

 

 

What I’m Working Toward

 

 

I’m Series 65 qualified and considering whether I’ll expand into the investment advisory space as a Registered Investment Adviser (RIA) to offer personal investment advice. For now, I’m focused on serving my insurance clients, sharing financial concepts here on the blog, and continuing to expand my expertise.

 

This journey is ongoing — and I’m sharing what I learn along the way.

 

 

 

Why I Started This Platform

 

 

Too many of us make major financial decisions without ever being taught how money really works.

 

We weren’t introduced to financial strategies at home or in school, yet we’re navigating insurance, debt, mortgages, credit, and retirement as best we can. What we need isn’t more confusing information — we need clear, practical knowledge we can actually use in real life.

 

That’s what Money Dearest is for.

 

 

 

What You’ll Find Here

 

 

This space exists to make finance feel simple — with relevant topics, clear explanations, and real talk.

 

We’re digging into financial literacy around investing, insurance, and smarter debt strategies. If you want to learn how to increase your cash flow, build wealth, and make your money work better for you — you’re in the right place.

 

And because finances touch every part of our lives, you’ll also find lifestyle conversations sprinkled in. Think: the intersection of money, habits, self-care, and yes — the soft life.

 

Discover the financial knowledge that supports the lifestyle you want — with clarity, confidence, and a little luxury along the way.

 

All my best,

Adrienne

 

 

 

Let’s Connect

 

 

If you’d like to connect, reach out with questions about cash value life insurance, annuities, long-term care insurance, or solutions for high-interest credit card and mortgage debt.

 

I’d love to hear from you.