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Your Credit Score Is Your Financial Reputation — Don’t Let It Get Sloppy
When was the last time you checked your credit score? If you can’t remember, you’re not alone — but that’s a problem. Too many women are walking around with no idea what their credit looks like until they need it. And by then? It’s too late to fix it quickly. Your credit score isn’t just some random number lenders made up to stress you out. It’s your financial reputation. It determines whether you can rent that apartment in the neighborhood you want, finance a reliable car, q
3 days ago9 min read


Friday Fundamentals: The Rule of 72
Want to know how many years it will take your money to double? Use the Rule of 72. ⸻ What It Is The Rule of 72 is a shortcut that estimates how long it takes your money to double at a given interest rate (assuming compound interest). Compound interest means your interest earns interest. All you need is the interest rate. Note: The Rule of 72 is most accurate for interest rates between about 4% and 10%. ⸻ Why It Matters For Saving/Investing Use it to compare investment vehicl
6 days ago3 min read


Why Waiting for a Ring Is the Worst Financial Plan
You know that woman who “married well”? The one who ended up with a man who’s wealthy — the fairy-tale lifestyle, real assets, the whole package? The one who looks like she stumbled into a storybook? Here’s the quiet part: statistically, that scenario doesn’t happen very often. Let’s talk about the math. Around 1 in 5 U.S. men (about 20–23%) earn $100,000 or more. And if you’re looking specifically at Black men, the numbers shift. Black men earn a median income of about $41,0
Dec 49 min read


Money “Girl Code”
Money has rules — just like Girl Code. We all know that Girl Code is about unwritten principles that guide friendships — loyalty, respect, support. It’s a thing. But here’s something just as important: Money “Girl Code” — your relationship with your money — or as I like to call her, Money Dearest. Yes, I say Dearest because she can be very exacting about how she wants to be treated. Handle her well and respect her, and she’ll work for you. Abuse her or ignore her rules, and s
Nov 176 min read


It’s Not How Much You Make — It’s How Much You Keep
“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett A common goal for most people is to pursue careers or professions that make a lot of money. And yes — a great salary is an incredible goal! But believe it or not, there are people who never brought home massive paychecks or had “glamorous” careers — and still became millionaires. For instance, a secretary at Abbott Laboratories quietly turned a few hundred dollars of company stoc
Nov 139 min read


Why the Stock Market Is Still That Girl for Long-Term Wealth (Even When It Looks Scary)
Let’s be honest: the stock market can be a little scary. And when the world feels chaotic, every red arrow and headline makes it seem like this is it — the final plunge. One week the market is up. The next week it’s down and the news cycle is going crazy. And most people — especially folks who aren’t experienced investors — think: “Nope. Too risky. Don’t want to lose my coins.” Totally fair. There are risks. And fear keeps a lot of smart people sitting on the sidelines. And h
Nov 64 min read
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