Do you sometimes find yourself about to make a purchase at what isn’t probably the best time or in the best way, but you make that purchase and say, “I deserve this”? And actually, you do. You deserve every good thing. You work hard. You show up for everyone. You absolutely deserve to feel good, to have nice things, to enjoy your life. But you deserve financial peace even more — the kind that doesn’t disappear the moment the credit card bill hits. People joke about “retail th

When was the last time you checked your credit score? If you can’t remember, you’re not alone — but that’s a problem. Too many women are walking around with no idea what their credit looks like until they need it. And by then? It’s too late to fix it quickly. Your credit score isn’t just some random number lenders made up to stress you out. It’s your financial reputation. It determines whether you can rent that apartment in the neighborhood you want, finance a reliable car, q

Want to know how many years it will take your money to double? Use the Rule of 72. ⸻ What It Is The Rule of 72 is a shortcut that estimates how long it takes your money to double at a given interest rate (assuming compound interest). Compound interest means your interest earns interest. All you need is the interest rate. Note: The Rule of 72 is most accurate for interest rates between about 4% and 10%. ⸻ Why It Matters For Saving/Investing Use it to compare investment vehicl

You know that woman who “married well”? The one who ended up with a man who’s wealthy — the fairy-tale lifestyle, real assets, the whole package? The one who looks like she stumbled into a storybook? Here’s the quiet part: statistically, that scenario doesn’t happen very often. Let’s talk about the math. Around 1 in 5 U.S. men (about 20–23%) earn $100,000 or more. And if you’re looking specifically at Black men, the numbers shift. Black men earn a median income of about $41,0

We’ve been talking about how income should be allocated — the 50/30/20 rule, needs vs. wants vs. savings, a foundational budget guideline. You’ve seen that cute little “money pie” — the 50/30/20 chart that shows how your income should be split. This is the recommended Money Mix. And I invited you to use the Money Snapshot Calculator to see your own Money Mix (find the link to the calculator below). And I already know some of my sisters are feeling some kind of way right now…

Hi lovely — and no, I’m not talking about your checking account. On Monday, we talked about the Money “Girl Code” — the core concepts of financial literacy that help you use money wisely, invest and build wealth effectively, and secure your future. Cash flow, saving and investing, budgeting, debt management, insurance, and your mindset… all key pieces in building and protecting your wealth. But knowing the concepts is one thing. Understanding how your own numbers line up wit

Money has rules — just like Girl Code. We all know that Girl Code is about unwritten principles that guide friendships — loyalty, respect, support. It’s a thing. But here’s something just as important: Money “Girl Code” — your relationship with your money — or as I like to call her, Money Dearest. Yes, I say Dearest because she can be very exacting about how she wants to be treated. Handle her well and respect her, and she’ll work for you. Abuse her or ignore her rules, and s