Do you sometimes find yourself about to make a purchase at what isn’t probably the best time or in the best way, but you make that purchase and say, “I deserve this”? And actually, you do. You deserve every good thing. You work hard. You show up for everyone. You absolutely deserve to feel good, to have nice things, to enjoy your life. But you deserve financial peace even more — the kind that doesn’t disappear the moment the credit card bill hits. People joke about “retail th

When was the last time you checked your credit score? If you can’t remember, you’re not alone — but that’s a problem. Too many women are walking around with no idea what their credit looks like until they need it. And by then? It’s too late to fix it quickly. Your credit score isn’t just some random number lenders made up to stress you out. It’s your financial reputation. It determines whether you can rent that apartment in the neighborhood you want, finance a reliable car, q

Hi lovely, Happy Thanksgiving. I hope today feels warm, grounded, and full of good food and good people. Before you slide into that delicious post-meal nap, I want to catch you for a moment — because tomorrow is the real test of your soft-life discipline. Black Friday. And listen, the way those “amazing deals” are waiting to jump you at midnight? If you’re not careful, they’ll undo a whole year of progress and drop you straight into a January full of overdraft fees, maxed-out

We’ve been talking about how income should be allocated — the 50/30/20 rule, needs vs. wants vs. savings, a foundational budget guideline. You’ve seen that cute little “money pie” — the 50/30/20 chart that shows how your income should be split. This is the recommended Money Mix. And I invited you to use the Money Snapshot Calculator to see your own Money Mix (find the link to the calculator below). And I already know some of my sisters are feeling some kind of way right now…

Hi lovely — and no, I’m not talking about your checking account. On Monday, we talked about the Money “Girl Code” — the core concepts of financial literacy that help you use money wisely, invest and build wealth effectively, and secure your future. Cash flow, saving and investing, budgeting, debt management, insurance, and your mindset… all key pieces in building and protecting your wealth. But knowing the concepts is one thing. Understanding how your own numbers line up wit

Money has rules — just like Girl Code. We all know that Girl Code is about unwritten principles that guide friendships — loyalty, respect, support. It’s a thing. But here’s something just as important: Money “Girl Code” — your relationship with your money — or as I like to call her, Money Dearest. Yes, I say Dearest because she can be very exacting about how she wants to be treated. Handle her well and respect her, and she’ll work for you. Abuse her or ignore her rules, and s